While you buy clothes online in Pakistan or anywhere in world from a website, purchase items from an auction site, booking your tickets or for any other reason when you are up for an online transaction, you need to make sure whether it is secure or not.
When you enter your card details into the website, you need to make sure that the site is secure to make the transaction. The web address in the address bar starting with http:// is the indication that the site is secure. You need to confirm whether the website is reliable. So here is the list of some suggestions in order to minimize the risk of using an unauthorized website:
1# Be alarmed about the offers that seem to be too good to exist in the real world. This is the indication that the website might be selling out the pirated or illegal goods.
2# If you are not familiar with the website, you need to ask someone in your family, friends or any other trusted colleague for the options. They might suggest for some other options.
3# Having the advantage of internet access, you can also search about that particular website whether it is mentioned on the sites you already trust.
Usually you are asked to enter a password prior to make an online transaction. This is the way to keep your personal information safe. You need to make sure that the password is strong enough, it should consist a mixture of uppercase, lower case, numbers and symbols. Try to avoid making online purchases when you are at a public place and when you are making use of a wireless internet service in a public place, known as WiFi, it is not guaranteed that the network is secure enough even if it is secured with a password.
MAKING A PAYMENT
When you have decided the product that you wish to purchase, it gives you the option add to shopping cart that will save the item until you further proceed. When you finally decide to check out and you are ready to pay, it asks to enter your personal information including your name, number, address and email. After that a summary of your details appear for you to confirm whether the information you entered is correct and you are asked to mark a box to agree with the website’s terms and conditions. Finally you will be asked to enter your credit/debit card details. You may be charged a small fee for using a card to make a purchase. Finally you click on submit option to proceed. You ay asked for another password which is additional level of security for card transaction.
Using a card for making an online shopping increases risk of fraud, enabling the criminal to use your card details and use your card to make the transactions. So you need to be alert about what details you are asked for. You should never be asked for your PIN or banking password, that should only be used when using cash machines. Although you might be asked for a 3 or 4 digit security code that is usually found on the back of your card. Moreover if you visit the site again and it lets you make the purchase without entering your card details, you should ask them to delete the details to make it much safer.